There is also a hole limit of «net double bogey» betting and predictions for handicapping purposes in order to prevent one or two bad holes from having a disproportionate effect. A new WHS handicap requires several scores to be submitted; the recommendation is a minimum of 54 holes made up of any number of 9 or 18-hole rounds in order to achieve a reasonable fair and accurate result, although handicaps may be issued from a smaller sample. The WHS is based on the USGA Course and Slope Rating system — and largely follows the USGA Handicap System while also incorporating features from the six major existing handicap systems. Nationally, the peer review is extended further to assessing golfers from external jurisdictions for their suitability for entry into their elite international events. This gives uniformity to handicapping across their club for the setting and maintenance of handicaps with the objective of establishing fair competition between golfers of all abilities.
Stroke allowances may sometimes be reduced by a set percentage in order to maintain the level playing field; this is especially common in pairs and team competitions. In handicap Stableford competitions, a player’s handicap is distributed according to predetermined hole ratings , stroke index, and strokes deducted accordingly from each hole score before calculating the points for that hole. The adjusted gross score in ‘world handicap system’ is the gross score adjusted such that the maximum on any particular hole is the number of strokes taken for a hole + the handicap allowance for that hole + 2 strokes , i.e. net double bogey,. While the USGA administers its own handicapping system, the administration of handicapping systems in countries affiliated to The R&A is the responsibility of the national golf associations of those countries. While these systems share some common features (e.g. most use a common course rating system), they are not easily portable because their differences create difficulties in converting handicaps between systems. One of the first standard and equitable handicap systems was introduced by the Ladies Golf Union (LGU) in the 1890s.
It is based on Stableford scoring and has some similarities to both the CONGU system (with regards to handicap categories and adjustments), and to the USGA system, with regards to the use of course and slope ratings and calculating playing handicaps. The handicap differentials are rounded to one decimal place, and the best 10 from the last 20 submitted scores are then averaged, before being multiplied by 0.96 , the «bonus of excellence», and truncated to one decimal place to produce the handicap index. The handicap index is not used directly for playing purposes, but used to calculate a course handicap according to the slope rating of the set of tees being used with an adjustment based on the difference between the course rating and par. The score differentials are rounded to one decimal place — and the best 8 from the last 20 submitted scores are then averaged and rounded to one decimal place to produce the handicap index. For other handicapping systems, the differentials are simply the difference between the , adjusted, gross or net scores and a specified standard rating (e.g. course rating, standard scratch score, etc.), and they are used in different ways to maintain handicaps.
Systems for handicapping
The handicap is not used directly for playing purposes and a calculation must be done to determine a «playing handicap» specific to the course being played and set of tees being used. EGA handicaps are given to one decimal place and divided into categories, with the lowest handicaps being in Category 1 and the highest in Category 6 , see table below,. Under the EGA Handicap System — initial handicaps require just a single 9 or 18-hole score recorded using the maximum handicap of 54. The EGA Handicap System is the European Golf Association’s method of evaluating golf abilities so that players of different standards can compete in handicap events on equal terms. In addition, any very good scores are monitored throughout the year and an exceptional scoring reduction may be applied if certain triggers are reached. Handicaps are given to one decimal place and divided into categories with the lowest handicaps being in Category 1.

Handicaps are updated once every month, with current handicaps generated from a lookup table using the average of the best eight differentials from the last 16 rounds. An initial handicap of 25 is normally used as a starting point, which is then adjusted based on the submitted scores. This necessitated a few additional changes (e.g. playing handicap and differential calculations), but the system retained all other features (e.g. Adjusted Gross and no daily course rating adjustment). The system previously calculated handicaps against an adjusted Standard Rating , called Calculated Rating, but this was suspended in 2012.
Slope Rating
Adjustments are subsequently applied to the total to determine the player’s handicap, which is then incorporated into their gross score as per usual procedures. After players finish their rounds, they assess their scores on the designated holes using the Peoria algorithm to figure out their handicap for that specific round. Prior to the start of play, the organizers discreetly pick 6 holes from the course for future handicapping considerations. The purpose of the Peoria System was to facilitate handicapping for all participants in events like charity or corporate golf days.
- New handicaps require 3 18-hole scores to be submitted (or any combination of 9 and 18-hole scores totaling 54 holes played) using a «Temporary Daily Handicap» of 36 for men or 45 for women in order to calculate the necessary «sloped played to» results.
- The system is published by CONGU and administered by each of the individual unions on behalf of their members, with handicaps being managed locally by someone at each club; this person normally holds the position of competitions or handicap secretary.
- In addition to playing in qualifying competitions, golfers in Category 2 and above may also submit a number of extra day scores in order to maintain their handicap.
- Under the EGA Handicap System, initial handicaps require just a single 9 or 18-hole score recorded using the maximum handicap of 54.

Maximum hole score
Strokes taken on each hole are capped at a maximum of double the par before totaling the scores; previous adjustments for men were 2 over par (and for women), it was 3 over par. The responsibility of creating a fair handicapping system for golfers of diverse abilities fell on the organization — leading to the creation of the Standard Scratch Score and Handicapping Scheme. While the handicap index is not utilized directly for gameplay, it is employed to compute a course handicap based on the slope rating of the specific set of tees in use. If there are between 5 and 19 qualifying scores available, the handicap index is figured out using a set number of differentials, tailored to the number of scores present. Initial handicaps are derived from at least five scores, employing ESC adjustments in relation to the course handicap corresponding to a handicap index of 36.4 for males or 40.4 for females. The calculation of a USGA handicap follows a precise mathematical formula that estimates how many strokes above or below par a player could potentially achieve, based on their ten best scores out of the last twenty rounds.
Current handicaps are determined by averaging the best 8 differentials, including an «anchor» to prevent swift increases that may not accurately reflect the player’s real capabilities. Players with existing handicaps will have their records from previous systems utilized to generate WHS handicaps; it is anticipated that most players will see a variation of only one or two strokes, if any. For handicap calculations, 8 differentials (similar to the Golf Australia system) are applied after net double bogey adjustments (like those in the CONGU and EGA systems), with the WHS course/playing handicap accounting for a course rating adjustment (as seen in the EGA system).
In the latter part of the 19th century, the most prevalent method of handicapping in England and Scotland involved subtracting par from the average of a golfer’s best three scores throughout the year. Henry Brougham Farnie’s The Golfer’s Manual cites agreed-upon terms such as «third-one» , one stroke per three holes,, «half-one» (one stroke per two holes), «one more» (a stroke at each hole), and «two more» (two strokes at each hole). Competing golfers negotiated the number of strokes to be allotted and the corresponding holes prior to the commencement of play.
Characteristics of handicapping systems
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With the system still not accounting for variances in playing difficulty for golfers of different abilities, in 1979 the USGA set to work on how to address the issue with the creation of the Handicap Research Team. In 1974, Equitable Stroke Control was adopted in order to eliminate the effect of very high individual hole scores on handicap calculations. Course ratings were rounded to the nearest whole number until 1967, when they started being given to one decimal place. The first handicap system to be introduced by the USGA was largely the work of Leighton Calkins, who based it on the British «three-score average» system where the handicap was calculated as the average of the best three scores to par in the last year.
In most significant handicapping systems, golfers do not directly apply their precise handicap , or handicap index, but instead use it to derive their playing or course handicap. Several handicapping systems account for daily variations in playing conditions, such as course setup and weather, by adjusting the course rating, against which handicaps are evaluated and maintained. In stroke play competitions with handicaps, a golfer’s playing handicap is deducted from the total strokes taken to produce a net score, which is subsequently used to determine the final standings.
Equitable Stroke Control (ESC) and net double bogey (also called Stableford Points Adjustments) are the two most common mechanisms for defining a maximum hole score. This is achieved by setting a maximum score on each hole, which is only used for handicapping purposes; i.e. it is not used for determining results of competitions or matches. Most of the commonly used handicap systems seek to reduce the impact of very high scores on one or more individual holes on the calculation and updating of handicaps. The Stroke index is a number that has been assigned to each hole on a golf course — and usually printed on the scorecard, to indicate on which holes handicap strokes should be applied. In match play, the handicap difference between players , or teams, is used to determine the number of strokes the high handicap player should receive from the low handicapper during the playing of their round; each of these strokes are received on the lowest numbered stroke index holes. The total number of strokes taken for a hole (or round) before accounting for a golfer’s handicap is called the gross score for that hole (or round), and the number of strokes taken after subtracting any handicap allowance is called the net score.
Differentials are utilized not only to compute initial handicaps but also to sustain existing ones by averaging a specific number of the best recent differentials (e.g., the USGA system considers the best 10 differentials from the last 20 scores). They serve as a standardized metric for assessing a golfer’s performance, adjusted for the specific course being played. Typically, lower numbers are assigned to holes where higher handicappers are more likely to benefit, while higher numbers are designated for holes where their advantage is minimal. The term playing handicap can also denote the stroke allowance for a competition based on the format, typically calculated as a percentage of the course handicap.






